The Medford School District covers the cost of Basic Life and Accidental Death and Dismemberment Insurance for benefit-eligible employees. Basic Life insurance through Standard Insurance Company helps provide financial protection by promising to pay a benefit in the event of an eligible member's, or his or her dependent's, covered death. Basic Accidental Death and Dismemberment (AD&D) insurance may provide an additional amount in the event of a covered death or dismemberment as a result of an accident.